Privacy Policy
Last updated: May 25, 2026
1. Introduction
Welcome to Split Ledger, developed by GROWWEN TECHNOLOGIES. We respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, and safeguard your information when you use our mobile application.
Your Privacy Matters: Split Ledger is designed with privacy in mind. Most of your data stays on your device.
2. Information We Collect
2.1 Information You Provide
- Account information (name, email address)
- Expense data (amounts, descriptions, categories)
- Group information (group names, member details)
- Transaction records
2.2 Automatically Collected Information
- Device information (model, operating system)
- Usage data (features used, app interactions)
- Log data (timestamps, error reports)
3. How We Use Your Information
We use your information to:
- Provide and maintain the Split Ledger service
- Enable expense tracking and group management features
- Sync your data across devices
- Improve and optimize the application
- Communicate with you about updates and support
- Ensure security and prevent fraud
4. Data Storage and Security
4.1 Local Storage
Most of your expense data is stored locally on your device. This ensures privacy and allows offline functionality.
4.2 Cloud Backup
If you enable cloud sync, your data is encrypted and stored securely on our servers to enable multi-device access.
4.3 Security Measures
We implement industry-standard security measures including encryption, secure authentication, and regular security audits.
5. Data Sharing and Disclosure
We DO NOT sell your data. Your expense information is private and will never be sold to third parties.
We may share limited data only in these circumstances:
- With your explicit consent
- To comply with legal obligations
- To protect our rights and prevent fraud
- With service providers who assist in app operations (under strict confidentiality)
6. Your Rights and Choices
You have the right to:
- Access: Request a copy of your personal data
- Correction: Update or correct inaccurate information
- Deletion: Request deletion of your account and data
- Export: Download your expense data in a portable format
- Opt-out: Disable cloud sync and keep data local only
7. Data Retention
We retain your data for as long as your account is active or as needed to provide services. When you delete your account, we will delete your personal data within 30 days, except where retention is required by law.
8. Children's Privacy
Split Ledger is not intended for children under 13. We do not knowingly collect personal information from children. If you believe we have collected data from a child, please contact us at privacy@growwen.com.
9. International Data Transfers
Your data may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your data in accordance with this Privacy Policy.
10. Third-Party Services
Split Ledger may integrate with third-party services for analytics and crash reporting. These services have their own privacy policies governing their use of your information.
Note: We carefully select third-party services and ensure they meet our privacy standards.
11. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of significant changes through the app or via email. Your continued use after changes constitutes acceptance of the updated policy.
12. Contact Us
If you have questions about this Privacy Policy or wish to exercise your rights, please contact us:
Privacy Inquiries: privacy@growwen.com
General Support: support@growwen.com
Data Protection Officer: dpo@growwen.com
BY USING SPLIT LEDGER, YOU ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTAND THIS PRIVACY POLICY.
For privacy-related questions, contact us at privacy@growwen.com
Developed by GROWWEN TECHNOLOGIES